Most, but not all, reverse mortgages today are federally insured through the Federal Housing Administration’s Home Equity Conversion Mortgage (HECM) Program. This advertisement talks about HECM loans only.

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How it Works


Educate Yourself

Please watch the videos on our homepage. Be sure and click on our Education tab and read through that section. Call our reverse mortgage team anytime to answer any questions you may have.


Call to Determine Goals, Hud Counseling

Talk with your reverse mortgage planner to find out how much you qualify for and what documents are required. Note: A prequalification is not an approval of credit and does not signify that underwriting requirements have been met.


Complete Application & Get Appraisal

Complete your application, sign disclosures and provide any remaining documents requested. Appraisal is completed to determine value.


Your Reverse Mortgage is Completed!

4 to 6 weeks after you apply we will notify you of approval and close your loan. We will contact you with the final figures and information.

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Lookin' Forward to Working with You!

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